Acceptance of Terms

By accessing and using the Personal Desk website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the site.

Section 01

Acceptance of Terms

By accessing and using the Personal Desk website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the site.

Section 02

Scope of Services

Personal Desk provides resources and information related to personal finance management. The scope of services may change at any time without prior notice.

03

Payments and Compliance

Scope, use conditions, or service handling

All payments made through the Personal Desk website are subject to applicable laws and regulations. Users are responsible for ensuring compliance with their local laws.

Supporting document HCCH
04

Commercial Conditions

Payments, renewals, cancellations, or account effects

Users must adhere to the terms outlined herein when engaging with any services offered by Personal Desk. Any modifications to these terms will be communicated through the website.

Supporting document UN Declaration
Policy Terms

All content on the Personal Desk website is protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without explicit permission.

05

Intellectual Property Rights

Consumer Affairs CA

All content on the Personal Desk website is protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without explicit permission.

06

Limitation of Liability

WIPO

Personal Desk is not liable for any direct, indirect, incidental, or consequential damages arising from the use of the website or the information provided.